Hypertension is a common medical disease that occurs due to stress. Now you might be thinking, how can stress lead to a medical condition? It can! Stress can elevate your blood pressure levels. When the blood exerts excessive force against the walls of the arteries, it causes the heart to exert more effort in pumping blood.
This article will explain the importance of health insurance for hypertension and some tips for purchasing it.
Understanding Hypertension
Insurers provide coverage for chronic diseases such as hypertension. You can access this coverage in two ways:
- By purchasing health insurance plans for family
- By purchasing the best health insurance for senior citizens
Let’s comprehend this with examples:
Suppose you and your wife are dealing with high blood pressure then, consider choosing the best health insurance plans in India for family, instead of purchasing two individual policies. This strategy is beneficial because it provides coverage for your entire family, including your spouse, children, and parents, under one policy, ultimately leading to cost savings.
In the second case, if your parents are dealing with high blood pressure issues, then you should opt for the best health insurance for senior citizens. These policies are specifically designed to address the needs and requirements of the elderly. Insurers provide a short waiting period for pre-existing medical conditions such as hypertension in such policies.
How Can You Reduce Blood Pressure Levels?
Unhealthy eating habits, irregular sleep schedules, smoking, drinking alcohol, and high salt intake all contribute to high blood pressure. However, some tips that can help you reduce your high blood pressure are mentioned below:
- Healthy Diet: Maintaining a healthy diet is extremely crucial when it comes to lowering blood pressure. Include fruits, vegetables, whole grains, and lean proteins, as much as you can. Avoid low-fat dairy products and reduce sodium intake.
- Physical Exercises: Engage in regular physical activities, such as brisk walking, jogging, or swimming. These activities can help you lower your blood pressure and maintain a healthy weight.
- Limit Alcohol: If you’re someone who enjoys alcohol, it can be the greatest curse of your life. Yes, you read that right. Alcohol tightens your blood vessels, making them narrower. This makes your heart work harder to pump blood, which raises your blood pressure. So, you must limit the intake of alcohol.
- Quit Smoking: Quitting smoking can improve your overall heart health and reduce blood pressure. Resources like counselling, support groups, and medications can help you reduce smoking.
- Calming Activities: Consider practising meditation, yoga, and deep breathing exercises every day. These can help you manage stress more effectively.
Tips for Purchasing Health Insurance for Hypertension Patients
When purchasing insurance for chronic diseases such as hypertension, keep the following tips in mind to make an informed decision.
Let’s take a look at them:
- Coverage: Coverage levels depend on your insurer and the type of plan you choose. To avoid problems, you must review your policy to better understand its inclusions and exclusions.
- Network Providers: Ensure that your insurer includes your preferred doctors and hospitals in the policy. Using in-network hospitals can reduce your financial burden.
- Claim Settlement Ratio: You should choose the insurers with a high Claim Settlement Ratio (CSR). CSR reflects the insurer’s financial position in the market by indicating the successful number of claims settled in a financial year.
- Waiting Period: If you’re purchasing the best health insurance plans for family, consider the policies with lower waiting periods for pre-existing diseases such as hypertension.
- Additional Benefits: If you’re looking for critical Illness insurance for your parents,, which includes additional benefits like health coaches, wellness programmes, and discounts.
- Seek Professional Advice: With so many insurance options available in the market, feeling overwhelmed is natural. In such situations, you can hire an insurance agent to simplify this complex process. The agent will provide all the valuable information about different insurance policies and assist you in comprehending their terms and conditions.
Wrapping Up
You must understand what causes high blood pressure and should work on ways to reduce it. Improving your lifestyle, maintaining a healthy diet, and exercising are some of the ways that can help you reduce your blood pressure levels. By taking proactive steps and making informed choices about health insurance, individuals can significantly improve their quality of life and reduce the risks associated with high blood pressure.
With Niva Bupa, you can have 24/7 assistance and access to more than 10,000 reputable network healthcare facilities across India. It is known for its customer-centric approach and extensive range of insurance products.
Choose Niva Bupa and secure your future.